Planning to study or work in the UK? Starting January 2025, the UK government is introducing higher financial requirements for international students and skilled workers. These updates will affect the proof of funds needed to apply for visas, so it’s essential to prepare in advance.
New Financial Rules for UK Study Visas
From January 2, 2025, international students must show increased living expenses to qualify for UK study visas:
- Courses in London: £1,483 per month (~₹1.5 lakh).
- Courses outside London: £1,136 per month (~₹1.2 lakh).
For a typical one-year master’s program:
- London: £13,347 (~₹14 lakh).
- Outside London: £10,224 (~₹10.5 lakh).
Key Requirement: Applicants must hold these funds in their account for 28 consecutive days before applying for a visa.
Current vs. New Requirements
- Current (London): £1,334 per month.
- Current (Outside London): £1,023 per month.
Exemptions for Study Visa Applicants
The new financial requirements will not apply to:
- Students already living in the UK.
- Nationals from visa-exempt countries listed by the UK government.
Updated Financial Criteria for Skilled Worker Visas
For skilled workers applying for the first time, the UK has introduced new thresholds:
- Annual income requirement: £38,700 to cover living and accommodation expenses.
- Sponsorship requirement: Applicants need a job offer from a UK employer approved by the Home Office.
Important Note: Applicants without sponsorship must hold the required funds in their account for 28 consecutive days before submitting their visa application.
Updated UK Visa Fees for 2025
Visa fees have been adjusted to reflect inflation and service improvements. Below are the updated costs:
| Visa Category | Fee (USD) |
|---|---|
| Short-term Visit (6 months) | $153 |
| Long-term Visit (2 years) | $573 |
| Long-term Visit (5 years) | $1,023 |
| Long-term Visit (10 years) | $1,277 |
| Skilled Worker Visa | $827 |
| Student Visa (Outside UK) | $647 |
| Parent of Student Child Visa | $845 |
For premium services:
- Priority visa: $550.
- Super-priority visa: $1,050.
Exemptions: Applicants with disabilities, carers, and professionals in sectors like healthcare, armed forces, and talent-based roles will still enjoy fee waivers.
The 28-Day Rule: A Crucial Requirement
The “28-day rule” is a key part of the financial documentation process:
- Funds must remain in the applicant’s account for 28 consecutive days.
- The closing balance must not be older than 30 days when applying for a visa.
- Applies to all financial documents, such as bank statements or certified letters.
Non-compliance with this rule can result in visa rejections.
Tips for a Smooth UK Visa Application
- Start early: Budget and save well in advance of your application.
- Monitor currency rates: Exchange rate fluctuations can impact your required funds.
- Review documentation: Double-check that your financial statements meet the 28-day rule.
Conclusion
The UK visa changes in 2025 will require international students and skilled workers to meet higher financial thresholds. To avoid last-minute stress and ensure a successful application, start planning your finances now. Early preparation is the key to fulfilling your dream of studying or working in the UK.
